What is a Pip?

In order to be successful in any business it’s important to understand the basics concepts that fuel the business. In any business there are always terms and a special language that must be understood to be successful. In the forex trading business that is definitely the case. The foreign exchange business is filled with words that have their own meaning. Words like trends, trading pairs, trendlines, technical indicators, charts, lots, spread and forex pips are used in forex trading to denote activity of some kind within the currency trading market.

In the fx trading world, a pip is the smallest increment in a trading pair. Pip is short for percentage in point. A forex pip is the term used to denote movement between a currency pair. In order to measure how much money you’re making in the online forex trading market, it’s essential to understand that a forex pip means percentage in point. Once the forex pip is understood, the forex trader can track and measure the amount of money that can be considered a profit or a loss from currency trading transaction.

Prices in the foreign exchange market are quoted to the fourth decimal point. The currency pair Euro and the United States dollar would be written EUR/USD and the bid for that forex pair might be 1.1914 and the offer could be 1.1918. In this example the currency spread is 4 forex pips, which is the difference between those two values. The only currency that is not quoted in a four decimal figure is the Japanese Yen or JPY. It is only quoted in two decimals.

In order to understand how forex pips are translated into U.S. dollar gains, it should be understood that the US dollar can be the base currency or the counter/quote currency. If the US dollar is the quote currency in the currency pair GBP/USD, which is the British pound and the U.S. dollar currency pair, the forex pip will always be worth ten dollars because the US dollar is the quote price. If there is a forex pip movement of five pips in your favor, then the value of that or profit from that currency movement is fifty dollars. The roles can be reversed so that the US dollar is the base and the pound is the quote. That currency pair would be listed USD/GBP which equals a value of 0.5170 which means that the US dollar is worth 0.5170 UK pounds.

If there is an increase of one forex pip, the value of the US dollar would be 0.5171 UK pounds. The standard interbank lot size is 100,000 in forex trading so the original US dollar has a forex value of 100,000 dollars and the UK pound value is 517,000 pounds. When the forex pip increases by 1, the value of the UK pound increase to 517,100 pounds, which means the US dollar value is now; 100 ÷ 0.5171 or 193.39 US dollars.

The US dollar as a quote price will always have a value of ten dollars for a standard trading lot, but the forex pip value will change with the market price when the dollar is the base currency in the transaction.

Understanding the forex pip, the forex spread and the forex point is crucial in the foreign exchange market as well as your own strategy. Without that foundation, the chance to make a profit in forex trading is a dream that could turn into a nightmare. The basic principles of currency trading are not difficult to learn, but in order to be successful in the fast moving world of currency trading every aspect of the business should be researched and studied. That strategy along with patience and focus will produce the profitable results you expect.